Van Insurance

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  • UK & Ireland breakdown assistance
  • Puncture assistance
  • Vehicle recovery if you run out of fuel
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As with all insurance policies, terms, limits and exclusions apply.
  • Features
  • Policy excess information
  • More Help

We have three commercial vehicle insurance options to cover your van, truck or small lorry, keeping you moving and giving you peace of mind on the road:

Fully Comprehensive Cover

Hughes comprehensive insurance covers loss or damage to your vehicle due to accident, fire or theft. It also covers any damage to third party vehicles and property as well as injury to your passengers, other drivers, their passengers and pedestrians, in the event of an accident.

Third Party, Fire & Theft

Hughes Commercial Vehicle Third Party, Fire and Theft covers your vehicle for loss or damage due to fire or theft. It also covers damage to third party vehicles and property as well as injury to your passengers, third parties, their passengers, and pedestrians, in the event of an accident.

Third Party Only

Hughes Commercial Vehicle Third Party Only policy provides cover for third party vehicles and property as well as injury to other drivers, passengers and pedestrians in the event of an accident.

Explore the features of each option below.

Comprehensive

Motor legal expenses cover

Home start assistance

Roadside assistance

Puncture assistance

Fuel shortages

Additional rescue cover

Message relay

Cover for use abroad

Mainland European emergency cover cash benefit

Personal belongings cover

New vehicle replacement (depending on insurer)

Glass damage

Medical expenses cover

Replacement locks / vehicle Keys

Personal accident

Audio / telecommunication / sat nav equipment

Third Party, Fire & Theft

Motor legal expenses cover

Home start assistance

Roadside assistance

Puncture assistance

Lost keys assistance

Fuel shortages

Message relay

Cover for use abroad

Mainland European emergency cover cash benefit

Personal belongings cover
(Theft, fire & lightning)

Third Party

Motor legal expenses cover

Home start assistance

Roadside assistance

Puncture assistance

Lost keys assistance

Fuel shortages

Message relay

Cover for use abroad

Mainland European emergency cover cash benefit

Features vary depending on the level of cover you have selected. As with all insurance policies, terms, limits and exclusions apply.

An excess is the amount of money you pay when making a claim. There are two main types of excess:

  1. Compulsory excess – this must be paid and usually relates to claims for malicious damage, accidental damage, vandalism, fire and theft, and those relating to young drivers.
  2. Voluntary excess – this is paid on top of a compulsory excess. You can select a voluntary excess when setting up your policy, which may help to reduce the premium.

Our Help Centre contains lots of useful and practical support when it comes to commercial vehicle insurance.

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Why choose Hughes Insurance?

  • Based in Northern Ireland
  • Local call centre staff
  • Almost 40 years of experience
  • Straightforward, reliable & competitive insurance

We’re one of Northern Ireland’s best-known names in insurance.

The business was originally established in 1977, and since then we’ve earned a reputation as a reliable and trusted expert in insurance. We’re passionate about protecting the things that matter most to you – whether that’s your car, home, holiday or business.

More about Hughes

What our customers say

The questions and answers were concise and well explained. My documents arrived a couple of days after the phone call.
John, Saintfield
Quick and efficient. Local person, very easy to talk to.
George, Newtownabbey
A customer-oriented company. I have always been delighted with the products and services of Hughes.
William, Belfast