| 5 Star Defaqto rated |
| UK & Ireland breakdown assistance |
| Puncture Assistance |
| Fuel Shortages |
| Lost keys assistance |
| Cover for use abroad |
| Audio, telecom and sat nav protection |
| New car replacement**(Depending on insurer) |
| Personal belongings cover (Depending on insurer) |
| Windscreen cover |
| Courtesy Car including Total Loss Courtesy Car |
| Uninsured driver promise |
| Child car seat cover |
| Replacement locks cover |
| Personal accident |
| Medical expenses |
Northern Ireland’s Local Car Insurance
Our Comprehensive Car Insurance Product is Defaqto 5 Star Rated.
UK & Ireland Breakdown Assistance
Puncture Assistance
Fuel Shortages
The Defaqto 5 Star Rating applies only to our Comprehensive Hughes Car Insurance product. Terms, conditions and exclusions apply.
Northern Ireland’s Local Car Insurance
Our Comprehensive Car Insurance Product is Defaqto 5 Star Rated.
UK & Ireland Breakdown Assistance
Puncture Assistance
Fuel Shortages
The Defaqto 5 Star Rating applies only to our Comprehensive Hughes Car Insurance product. Terms, conditions and exclusions apply.
Top Policy Features
Here are a few features that are included in a comprehensive policy. ⓘ
5 Star Defaqto rated
We are proud to have achieved the highest Defaqto Rating of 5 Stars on our Car Insurance*
Windscreen cover
Glass cover for broken or damaged windscreen, windows or sunroof.
Child car seat cover
Peace of mind to protect your child car seats in the event of an accident.
Uninsured driver promise
Protection for you in the event of an accident with an uninsured driver.
Cover ⓘ
Hughes Insurance Comprehensive Car Insurance is Defaqto 5 Star rated. Here’s a breakdown of what our policies offer.
| Comprehensive | Third Party, Fire & Theft | Third Party | |
| 5 Star Defaqto rated |  |
 |
|
| UK & Ireland breakdown assistance | |
|
|
| Puncture Assistance | |
|
|
| Fuel Shortages | |
|
|
| Lost keys assistance | |
|
|
| Cover for use abroad | |
|
|
| Audio, telecom and sat nav protection | |
|
|
| New car replacement**(Depending on insurer) | |
|
|
| Personal belongings cover (Depending on insurer) | |
|
|
| Windscreen cover | |
|
|
| Courtesy Car including Total Loss Courtesy Car | |
|
|
| Uninsured driver promise | |
|
|
| Child car seat cover | |
|
|
| Replacement locks cover | |
|
|
| Personal accident | |
|
|
| Medical expenses | |
|
|
ⓘFeatures and benefits vary depending on the level of cover selected. terms, limits and exclusions apply.
*Hughes Insurance offers a number of car insurance products from various insurers. The 5 Star Defaqto Rating applies only to our Hughes Insurance Comprehensive Car Insurance product and not all car insurance products we offer.
** We would not recommend that a brand-new vehicle be covered Third Party, Fire and Theft
Features and benefits vary depending on the level of cover selected. As with all insurance policies, terms, limits and exclusions apply.
** We would not recommend that a brand-new vehicle be covered Third Party, Fire and Theft
*Hughes Insurance offers a number of car insurance products from various insurers. The 5 Star Defaqto Rating applies only to our Hughes Insurance Comprehensive Car Insurance product and not all car insurance products we offer.
Does our cover look like a good fit?
Why Choose Hughes Insurance?
Based in Northern Ireland
Local experts to support you
Over 45 years of experience
Straightforward, reliable & competitive insurance
Average score from surveyed repondents over last 12 months
What our customers are saying...
“Advisor took great time to look at my insurance renewal, talked through all options and got me the best deal to suit my circumstances. Really appreciated the callback with the updated info and the friendly nature of all calls.”
James Stewart
“Hughes have been fantastic, level of communication and emails straight away. Very happy customer – higher standard. Competitive rates. Couldn’t recommend Hughes highly enough!”
Car Insurance Customer
“The person I spoke to on the phone was very friendly and helpful. They answered the call quickly and I got a really competitive quote from Hughes straight away.”
Sarah, Car Insurance Customer
“I recently bought car insurance from Hughes and found the process very straightforward. The salesperson on the phone was able to answer the few questions I had and get to an outcome quite quickly.”
Ben, Car Insurance Customer
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Frequently Asked Questions
You can find information on your policy in the Customer Centre and lots of information in the Help Centre. Here are some of our most frequently asked questions.
