The Hughes Insurance comprehensive policy covers loss or damage to your vehicle due to accident, fire or theft. It also covers any damage to third party vehicles and property as well as injury to your passengers, other drivers, their passengers and pedestrians, in the event of an accident.
The Hughes Insurance Third Party, Fire and Theft policies cover your vehicle for loss or damage due to fire or theft. It also covers damage to third party vehicles and property as well as injury to other drivers, passengers and pedestrians in the event of an accident.
The Hughes Insurance Third Party policy only provides cover for third party vehicles and property as well as injury to other drivers, passengers, and pedestrians, in the event of an accident.
Explore the features of each option below.
UK & Ireland breakdown assistance
Puncture assistance
Fuel shortages
Lost keys assistance
Cover for use abroad
Motor Legal Protection
Audio, telecom & sat nav protection
New car replacement
Windscreen cover
Courtesy car
Uninsured driver promise
Child car seat cover
Replacement locks cover
Medical expenses
Personal belongings cover
UK & Ireland breakdown assistance
Puncture assistance
Fuel shortages
Lost keys assistance
Cover for use abroad
Motor Legal Protection
Audio, telecom & sat nav protection
New car replacement**
(Depending on insurer)
Personal belongings cover
(Depending on insurer)
UK & Ireland breakdown assistance
Puncture assistance
Fuel shortages
Lost keys assistance
Cover for use abroad
Motor Legal Protection
** We would not recommend that a brand-new vehicle be covered Third Party, Fire and Theft
An excess is the amount of money you pay towards a claim under your policy. The two main types of excess are:
Compulsory excess – this must be paid and relates to claims for accidental or malicious damage, accidental damage, vandalism, fire and theft.
Voluntary excess – this is paid on top of a compulsory excess. You can select a voluntary excess when setting up your policy, which may help to reduce the premium.
Our Help Centre contains lots of useful and practical support when it comes to car insurance - including what to do in the event of an accident or a breakdown.
Our phone line opening times are:
Monday to Friday
08:00 - 20:00
Saturday
09:00 - 13:00
Sunday
Closed
ϮFeatures and benefits vary depending on the level of cover selected. As with all insurance policies, terms, limits and exclusions apply.
Get a quoteThe questions and answers were concise and well explained. My documents arrived a couple of days after the phone call.
Quick and efficient. Local person, very easy to talk to.
A customer-oriented company. I have always been delighted with the products and services of Hughes.
Very good service, the advisor was very helpful and documents came promptly.
Friendly and informative service with good manners on phone.
Great customer service and warm friendly manner.
Very helpful team. From getting my insurance quote, to getting insured, couldn’t have been easier.
Excellent service, everything done promptly and efficiently. Efficient service, professionally executed.
Very helpful and informative, good price and extras included in policy such as breakdown cover.
Very friendly and helpful. Everything was explained well and made clear. Brilliant service, with great telephone manners.
Answered all my questions clearly. Well followed up after initial call.
100% customer service, very helpful. I’m a very happy customer.