Young Drivers

Quote and buy online today

  • More affordable insurance for young drivers
  • Earn weekly treats depending on your driving style
  • Keep track of your scores on your mobile app
Get a quote, today! Retrieve a quote

As with all insurance policies, terms, limits and exclusions apply.
  • About Hughes and HughesDrive
  • Features
  • Policy excess information
  • More Help

HughesDrive - Telematics-based Car Insurance

Young drivers often struggle to find affordable car insurance and so Hughes Insurance has introduced HughesDrive, a Telematics-based car insurance product to help young drivers across Northern Ireland.


HughesDrive uses Telematics technology to monitor how you drive, and reward you for positive driving scores. When you purchase a HughesDrive Telematics-based policy you’ll benefit from a reduced car insurance premium, making it easier for you to get on the road. Even better—you can earn treats every week!

It’s easy to get started. When you purchase your HughesDrive policy, simply download the HughesDrive App for free, and connect the App to your car via Bluetooth. Don’t have Bluetooth in your car? No problem – you can order a Beacon via the HughesDrive App and it will provide a signal for the app to connect to.

You’ll receive a weekly score for your driving behaviour. The scoring takes into account metrics such as speed, braking, acceleration, cornering, and usage. Every time you achieve a “Green” weekly driving score you will be eligible for a treat.

Key Features

A HughesDrive comprehensive car insurance policy is packed with benefits:

Earn Weekly Treats

Check your weekly driving score every Monday and if you’re in the Green you’ll be able to download a voucher! Depending on the voucher on offer that week, you could for example treat yourself to a coffee at Costa or use it as a little gift from us towards your concert tickets from Ticketmaster or online shopping with Amazon.

UK & Ireland breakdown assistance*

Don’t be left stranded! Our UK & Ireland breakdown assistance means that you won’t be left alone by the side of the road.

Puncture Assistance*

Let down by a puncture?If you suffer a puncture whilst driving, the tyre will be changed provided you have a suitable replacement, alternatively assistance will be provided in using the tyre inflation system provided by the car manufacturer and if that’s not possible your car will be towed to the nearest competent repairer, recovery yard or to your home, whichever is closer.

New Car Replacement*

Should the worst happen to your new car in its first year, the policy includes a new car replacement benefit.

Personal Belongings Cover*

It’s disheartening to realise that someone has broken into your car and stolen your things. We’re on your side. We can cover up to £200 or £250 (depending on insurer) of the value if you are on a comprehensive policy.

*As with all insurance policies, terms, limits and exclusions apply.

Treats are subject to change as detailed within the App.


Telematics Features & Benefits*

Comprehensive

  • UK & Ireland Breakdown Assistance
  • Puncture Assistance
  • Fuel Shortages
  • Lost Keys Assistance
  • Cover for use abroad
  • Audio Equipment (if fitted by manufacturer)
  • New Car Replacement
  • Windscreen Cover
  • Medical Expenses
  • Personal Belongings Cover

Third Party, Fire & Theft

  • UK & Ireland Breakdown Assistance
  • Puncture Assistance
  • Fuel Shortages
  • Lost Keys Assistance
  • Cover for use abroad
  • Audio Equipment (if fitted by manufacturer)
  • New Car Replacement ** (Depending on Insurer)
  • Personal Belongings Cover (Depending on Insurer)

Third Party

  • UK & Ireland Breakdown Assistance
  • Puncture Assistance
  • Fuel Shortages
  • Lost Keys Assistance
  • Cover for use abroad

*Features and benefits vary depending on the level of cover selected. As with all insurance policies, terms, limits and exclusions apply.

** We would not recommend that a brand new vehicle be covered Third Party Fire and Theft

An excess is the amount of money you pay towards a claim under your policy. The two main types of excess are:

Compulsory excess – this must be paid and relates to claims for accidental or malicious damage, accidental damage, vandalism, fire and theft.

Voluntary excess – this is paid on top of a compulsory excess. You can select a voluntary excess when setting up your policy, which may help to reduce the premium.

Our Help Centre contains lots of useful and practical support when it comes to car insurance - including what to do in the event of an accident or a breakdown.

Web Chat

Talk to one of our insurance advisors now

Start a live chat

Call Us

028 9182 9268

Lines open now

Our phone line opening times are:

Monday to Friday
09:00-17:00

Saturday
CLOSED

Sunday
CLOSED

Visit Help Centre
Get a quote

Why choose Hughes Insurance?

  • Based in Northern Ireland
  • Local call centre staff
  • Almost 40 years of experience
  • Straightforward, reliable & competitive insurance

We’re one of Northern Ireland’s best-known names in insurance.

The business was originally established in 1977, and since then we’ve earned a reputation as a reliable and trusted expert in insurance. We’re passionate about protecting the things that matter most to you – whether that’s your car, home, holiday or business.

More about Hughes

What our customers say

The questions and answers were concise and well explained. My documents arrived a couple of days after the phone call.
John, Saintfield
Quick and efficient. Local person, very easy to talk to.
George, Newtownabbey
A customer-oriented company. I have always been delighted with the products and services of Hughes.
William, Belfast