View Policy Documents
In this section you'll find PDF versions of our policy wording documents and terms of business for you to download or view.
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Policy Booklets
Car
- Aviva Car Policy Booklet (If your cover start date is on or after 01/02/20)
- Hughes Insurance Car Insurance Policy Booklet (If your cover start date is on or after 01/06/23)
- Hughes Insurance Car Insurance Policy Booklet (If your cover start date is on or after 01/10/20)
- Highway Bespoke Policy Booklet
- Prestige Drive NI Policy Booklet (If your cover start date is between 01/06/20 and 31/03/24)
- Prestige Drive NI Policy Booklet (If your cover start date is on or after 01/04/24)
- Sabre Car Policy Booklet
- Motor Claim, Legal Expenses Insurance and Breakdown Recovery Service (for Prestige Drive NI policies)
Home
- Claims, Home Start Assistance & Family Legal Protection (For policies incepted on or after 01/01/23)
- Hughes Insurance Home Policy Booklet
- Home Prestige Coverall PW (For policies incepted on or before 31/12/23)
- Home Prestige Coverall PW (For policies incepted on or before 01/01/24)
- LV Highway Policy Wording (For Policies incepted on or before 30/04/24)
- Rainbow Policy Wording
- Aviva Your House PW
Commercial Vehicle
- Hughes Insurance Commercial Vehicle Policy Booklet (For policies renewed or incepted on or after 31/08/17)
- Allianz Commercial Vehicle Policy Booklet
- Markerstudy Commercial Vehicle Policy Booklet (For policies renewed or incepted on or after 01/03/20)
GAP Insurance
- Contract Hire Policy Booklet (For policies incepted before 16/05/23)
- Contract Hire Policy Booklet (For policies incepted after 16/05/23 and before 06/02/24)
- Contract Hire Policy Booklet (For policies incepted on or after 06/02/24)
- RTI (Return to Invoice) Policy Booklet (For policies incepted before 16/05/23)
- RTI (Return to Invoice) Policy Booklet (For policies incepted after 16/05/23 and before 06/02/24)
- RTI (Return to Invoice) Policy Booklet (For policies incepted on or after 06/02/24
- Agreed Valuation Policy Booklet (For policies incepted before 16/05/23)
- Agreed Valuation Policy Booklet (For policies incepted after 16/05/23)
Car Insurance Product Information Documents (IPIDs)
- Hughes Insurance ABC IPID (For policies incepted on or before 31/01/23)
- Hughes Insurance ABC IPID (For policies incepted on or after 01/02/23)
- Aviva Private Car
- Hughes Insurance Axa IPID (For policies incepted on or before 31/01/23)
- Hughes Insurance Axa IPID (For policies incepted on or after 01/02/23)
- HughesDrive Axa Telematics Policy IPID (For policies incepted on or before 31/01/23)
- HughesDrive Axa Telematics Policy IPID (For policies incepted on or after 01/02/23)
- Hughes Insurance Highway NI IPID (For policies incepted on or before 31/01/23)
- Hughes Insurance Highway NI IPID (For policies incepted on or after 01/02/23)
- Hughes Insurance Highway UK IPID (For policies incepted on or before 31/01/23)
- Hughes Insurance Highway UK IPID (For policies incepted on or after 01/02/23)
- Highway Telematics Car Policy IPID
- Hughes Insurance Markerstudy Private Car IPID (For policies incepted on or before 31/01/23)
- Hughes Insurance Markerstudy Private Car IPID (For policies incepted on or after 01/02/23)
- Hughes Insurance Midas Executive / Premier IPID (For policies incepted on or before 31/01/23)
- Hughes Insurance Midas Executive / Premier IPID (For policies incepted on or after 01/02/23)
- Prestige Drive NI IPID ( For policies incepted between 01/06/20 and 31/03/24)
- Prestige Drive NI IPID ( For policies incepted on or after 01/04/24)
- Hughes Insurance Prestige Standard / High Performance IPID (For policies incepted on or before 31/01/23)
- Hughes Insurance Prestige Standard / High Performance IPID (For policies incepted on or after 01/02/23)
- Sabre Car Third Party Only IPID
- Sabre Car Third Party, Fire and Theft IPID
- Sabre Car Comprehensive IPID
Home Insurance Product Information Documents (IPIDs)
- Axa Home Insurance IPID
- Prestige Coverall IPID (For policies incepted on or before 31/12/23)
- Prestige Coverall IPID (For policies incepted on or after 01/01/24)
- LV Home Insurance IPID (For policies incepted on or before 30/04/24)
- Rainbow Home Insurance IPID
- Aviva Your House IPID
Commercial Vehicle Insurance Product Information Documents (IPID's)
GAP Insurance Product Information Documents (IPID's)
- Contract Hire IPID (For policies incepted before 16/05/23)
- Contract Hire IPID (For policies incepted after 16/05/23 and before 06/02/24
- Contract Hire IPID (For policies incepted on or after 06/02/24)
- RTI (Return to Invoice) IPID (For policies incepted before 16/05/23)
- RTI (Return to Invoice) IPID (For policies incepted after 16/05/23 and before 06/02/24)
- RTI (Return to Invoice) IPID (For policies incepted on or after 06/02/24)
- Agreed Valuation IPID (For policies incepted before 16/05/23)
- Agreed Valuation IPID (For policies incepted after 16/05/23)
Terms of Business
HughesDrive Terms & Conditions
In order to view any of the documents above you will need Adobe Reader. You can get the latest version of this by clicking here.
If you require access to a previous policy wording that is no longer listed here, then please contact us on 02891 042042.